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Terms of Service

Last updated: [Date, e.g., May 24, 2024]

Welcome to SEC Plus (the "Service"). By accessing or using our Service, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use the Service.

1. Description of Service

SEC Plus is an informational tool that uses artificial intelligence (AI) to analyze and summarize public company filings from the U.S. Securities and Exchange Commission (SEC). The Service is offered through both free trial credits and paid "Pro" subscriptions.

2. IMPORTANT DISCLAIMER: Not Financial Advice

All analyses, summaries, and content generated by the Service are for informational purposes only. They DO NOT constitute investment advice, financial advice, trading advice, or any other sort of advice. You should not make any investment decision based on the information provided by SEC Plus without conducting your own due diligence and consulting a licensed financial advisor. The AI-generated analysis may contain errors or omissions, and we do not guarantee the accuracy or completeness of any information provided.

3. User Accounts

To access certain features of the Service, you must register for an account. You are responsible for safeguarding your password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Subscriptions and Payments

"Pro" subscriptions are billed on a recurring basis (monthly or annually). Payments are handled securely by our third-party payment processor, Stripe. You may cancel your subscription at any time through your account settings. Cancellations will take effect at the end of the current billing cycle.

5. Acceptable Use

You agree not to misuse the Service or help anyone else to do so. This includes, but is not limited to, the following:

  • Using the Service for any unlawful purpose.
  • Engaging in automated data collection (scraping) that places an excessive load on our infrastructure.
  • Reselling or commercially distributing the analyses generated by the Service without our express permission.
  • Probing, scanning, or testing the vulnerability of the Service.

6. Intellectual Property

The Service and its original content, features, and functionality (including the SEC Plus logo, website design, and unique analytical content) are and will remain the exclusive property of [Your Company Name, if any] or SEC Plus. We grant you a limited, non-transferable license to use the content for your personal or internal business purposes.

7. Limitation of Liability

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. In no event shall SEC Plus be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, or other intangibles, arising out of or in connection with your use of the Service.

8. Modification of Terms

We reserve the right to modify these Terms at any time. We will provide notice of any changes by posting the new Terms of Service on this page. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

9. Contact Us

If you have any questions about these Terms, please contact us at: [Your Support Email Address, e.g., support@secplus.ai]